Mixed-use properties are special, but they sometimes have complex financing, and with this, offer great potential for returns to real estate investors. From buying and renovating to refinancing, Lending Bee’s hard money loans provide the fast, flexible financing you need to keep your California mixed-use building project moving. Unlike traditional lenders, we’re built for speed, and unlike other hard money lenders, we believe customized service, competitive rates, and flexible terms truly fit your investment strategy.
Why Choose Lending Bee Over Other Hard Money Lenders?
We know that you have a choice as a real estate investor for Hard Money lenders. At Lending Bee, we do things differently, and you can rest assured you get not only the financing you need but also the service you deserve. Here’s why we stand out from the competition:
- Faster Funding: While other lenders often delay the process, Lending Bee guarantees speed in loan approval and funding, sometimes taking just 5-7 days. When there’s no room for delays, we make sure you get the cash you need right on time.
- Flexibility in the Loan Term: Not all hard money lenders offer the same flexibility. Whether it’s a quick, short-term fix-and-flip or a longer-term hold, Lending Bee structures a loan term that works specifically with your project and enables you to focus intently on the investment rather than deal with rigid loan structures.
- Personalized Service: At Lending Bee, you are not just a number but an individual client. We work with you directly to understand your mixed-use property project and tailor the loan to your exact situation. Our team is always available to answer questions and make the process smooth and stress-free.
Benefits of Hard Money Loans for Mixed-Use Properties
Projects for mixed-use properties, with combined residential and commercial spaces, come with certain unique opportunities and challenges. That is what keeps the traditional lenders away, because they do not want to be involved with something that puts the property into any one neat category. Hard money loans through Lending Bee provide solutions that work for those kinds of projects.
Here’s how our hard money loans help solve common issues investors face:
- Speed to Close: Timing is everything when purchasing or refinancing mixed-use properties in California. More often than not, conventional lenders use up to several weeks, or even months, just for the approval and funding of a loan. At Lending Bee, we understand your urgency and get your loan approved and funded in as little as 5-7 days, so you are at an advantage in very aggressive markets.
- Renovation Financing: Most times, mixed-use properties require serious renovations, modernization of either the commercial space or residential units, or both. Conventional lenders will be reluctant to lend on properties that require some work on them. At Lending Bee, hard money loans can allow for financing based on the after-improvement value of the property, affording you the opportunity to move forward with your project.
- Short-term flexibility: With mixed-use properties being mostly transitional by nature, you either flip the building for better terms, refinance, or hold it for rental. Our hard money loans are a short-term solution to let you make any improvements necessary or long-term financing later.
- Focus on Property Value: In a mixed-use building, for instance, traditional lenders might pay too much attention to your financial background instead of the actual value of the property and its potential. Hard money loans offered by Lending Bee, however, are based on the current and future value of the property and hence easier to qualify for even when you don’t precisely fit into conventional financial criteria.
Competitive with Other Hard Money Lenders
How is Lending Bee different from other hard money lenders? Quite simple, really. While other hard money lenders exist to provide similar services, Lending Bee does so in a way that is more conducive and friendly to the investor. We offer:
- Competitive Interest Rates: Our rates are intended to help you make the most of your investment, not chew into your profits. It is for this reason that we work extra hard to try and provide the most competitive rates in the hard money lending space.
- Less Fees: At Lending Bee, you can be sure to steer clear of those very high fees many hard money lenders add into your deal. We keep our costs transparent, and you would never have to wonder what to expect.
- More Flexibility on Loan-to-Value: We grant higher LTVs compared with other hard money lenders, meaning you can borrow more against the value of your mixed-use property. This gives you greater financial leverage to see your project through to a successful conclusion.
Is a Hard Money Loan Right for Your Mixed-Use Property?
As an investor looking to finance a mixed-use property in California, hard money loans from us will turn it into quick and flexible access. Whether purchasing a new property, renovation, or refinancing, the Hard Money Loan from Lending Bee acts as access to capital, fast enough to keep you ahead of the competition.
Before applying, consider your project timeline and goals. Is this a fix-and-flip project or are you going to hold as a long-term investment? Will renovation financing be needed or is the building in good condition already? These questions will allow you to make a realistic decision if the hard money loans offered by Lending Bee are right for your investment.
How Lending Bee Helps You Secure Financing for Mixed-Use Properties
At Lending Bee, we make getting a hard money loan easy, efficient, and accessible for California investors. Every part of our process is designed to get you the financing you need-quickly and without the red tape. From consultation through funding, we work hand in glove with you to create a seamless and efficient experience.
We’re here for you with 24 hours approvals, competitive rates, and flexible terms to suit whatever your project needs. From purchasing to renovating or refinancing that mixed-use property, Lending Bee is here to ensure that your investment goals become possible.
Benefits of Lending Bee’s Hard Money Loans for Mixed-Use Properties
Quick Funding: At Lending Bee, you will not have to wait for weeks or months. We can get your loan approved and funded in as little as 5-7 days to give you that much-needed capital to move forward.
Custom loan terms: Not every mixed-use property project is the same, and we are quite aware of that. At Lending Bee, we can offer you flexible loan terms that suit your particular project, whether you’re flipping or holding the property for rental income.
The Loan Process Simplified: Unlike traditional lending, with all of the frustrations, we have designed a very simple and efficient loan process-one that cuts through all the red tape and gets you the financing you need without headaches.
Investor-Centered Service: Our team understands the unique challenges of investing in mixed-use property. We’re here to provide one-on-one service-personalized support that you need to make your project a success.
Why California Investors Prefer Lending Bee to Other Hard Money Lenders
Among a sea of hard money lenders, California investors rely on Lending Bee for more than just the speed of cash. We offer flexibility in terms, competitive rates, and personal service to keep us a cut above the competition. From purchase to renovation or refinance, Lending Bee offers investors in mixed-use properties the financial tools they need to stay ahead of the curve.
Ready to get started? Contact Lending Bee today and let us help you secure the hard money loan that you need for your next mixed-use property investment.