In the dynamic world of fix-n-flip real estate, your success hinges on more than just finding the right property; it’s about securing timely and flexible funding from a partner who understands the intricacies of flipping. At Lending Bee Inc., we bring our experience, expertise, and a tailored approach to each project, ensuring your fix-n-flip ventures thrive.

Loan Programs

1.  Refi’s & purchases

Up to 85% LTC but not to exceed 65% LTARV

  • from 10% rate
  • Minimum score – 640
  • 12 months. Longer term possible depending on scenario
  • “No-experience” flippers – case by case
  • Marketable location


  • Loan Amounts – $250K – $30 mil
  • Term – 12 months. Longer term available in some cases (up to 24 months)
  • Broker fees – case by case but minimum is 2 points
  • Lender fees – average of $2,500
  • Other fees valuation, due diligence fees – depending on transaction


Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

Experience That Drives Success

Lending Bee Inc. is not just a lender; we’re seasoned professionals in the real estate market, especially in the fix-n-flip sector. With years of experience backing our decisions, we’ve crafted loan solutions that cater specifically to the needs of fix-n-flip projects, recognizing the unique challenges and opportunities they present.

Expert Solutions for Every Flip

Our loan programs are designed with your project’s success in mind:

Up to 85% LTC Financing: Maximizing your investment’s potential by covering a significant portion of the purchase and renovation costs, without exceeding 65% of the LTARV. This ensures you have the capital needed to complete your project while maintaining a profitable investment strategy.

Competitive Rates and Flexible Terms: With rates starting at 10% and terms extending up to 24 months for some projects, we offer the flexibility needed to navigate the fix-n-flip process without unnecessary financial pressure.

Support for All Investors: Whether you’re a seasoned flipper or new to the game, our program is designed to support investors at all levels of experience. We understand the value of each project and assess each case individually, ensuring you receive the guidance and funding that match your expertise and goals.

Application Process and Required Documentation

We understand that time is of the essence when it comes to fix and flip investing, which is why we have streamlined our application process to make it quick and easy for you. We require minimal paperwork and can usually provide you with a loan decision within 24 hours.

To apply for a Fix and Flip Loan, you will need to provide us with the following documentation:

  • Completed loan application
  • Purchase contract or letter of intent
  • Scope of work and renovation budget
  • After repair value (ARV) estimate
  • Proof of funds for down payment and closing costs

At Lending Bee, we understand that fix and flip investors need fast and flexible financing options to succeed in their business. That’s why we offer the following unique selling propositions:

  • Quick funding: We can provide you with the financing you need within days, not weeks or months.
  • Large loan amounts: We can provide you with loans of up to $25 million to help you fund even the largest fix and flip projects.
  • Flexible terms: We offer flexible terms to meet your unique financing needs and help you achieve your goals.

Our target audience for Fix and Flip Loans includes professional real estate investors and brokers who have experience in renovating and flipping distressed properties. We work with investors who are looking for quick and flexible financing options to help them succeed in the fix and flip business.

In conclusion, at Lending Bee, we understand the unique financing needs of fix and flip investors and provide flexible and fast private lending solutions to help you succeed.

A Partner You Can Trust

Trustworthiness is at the core of our operations. Transparency in our fees, straightforward loan terms, and a clear commitment to your project’s success set us apart. We disclose all costs upfront, including broker fees, lender fees averaging $2,500, and any additional fees for valuation and due diligence, ensuring there are no surprises along the way.

Dedicated Support for Your Journey

Personal Account Executive: From the moment you start your application, you’ll work with a dedicated account executive. This personalized support ensures you have an expert by your side, ready to provide insights and assistance tailored to your project’s needs.

Online Portal for Easy Management: Our state-of-the-art online portal gives you direct access to manage your loan details, track progress, and communicate with our team, offering convenience and transparency from start to finish.

Let’s Get Started on Your Next Fix-n-Flip Project

Ready to jumpstart your fix-n-flip success with a financial partner who values your vision and brings expertise, experience, and trust to every deal? Contact Lending Bee Inc. today. Together, we can transform your real estate investments into profitable victories.

Discover more about our tailored fix-n-flip loan programs and how we can support your next project. Your success in the fast-paced world of real estate flipping is just a conversation away.

Latest funded deals

More projects

$360,000.00 are already well-received and well-invested

We funded and supported his real estate investment in Encino, Los Angeles. $360,000.00 are already well-received and well-invested. Thanks to being a direct money lender we are capable of closing deals from $150K to $25 million quickly and ignoring the market's uncertainty.

Location: Los Angeles, California

Refi commercial

Funding $4,836,500 in 11 days!

Our client contacted us to refinance a commercial property - retail spaces in San Jose, CA, purchased to generate income. Lending Bee offered acceptable rates, terms, and structures of our loan facilities and funding him $4,836,500 in 11 days. The borrower will use the loan funds to pay off debt and make capital upgrades.

Location: San Jose, CA

Wooohoooo! $300K this time in 6 days!

Our client required a refinance cash-out for the multi-family residence in Whittier, CA, and got the 12-month loan in less than a week We funded it directly, with our own capital!

Location: Whittier, CA

We recently closed a loan in a beautiful residential area in Toluca lake, CA!

Acting fast, funding fast. Purpose of the loan: Refinance cashout Loan amount: $500,000 Closed in 5 days

Location: Whittier, CA

Lending Bee funded a $3,166,000 cash-out loan with a two-year loan term, secured by a commercial building in Sacramento, CA.

The borrower wanted to cash out for business purposes, i.e., to improve the subject property. Closed in just ten days.

Location: Sacramento, CA

Lending Bee funded a seasoned investor within nine days!

Our team helped a seasoned investor acquiring and managing commercial properties in California, who sought additional funds for his deal. The deal was funded within 9 days. It was used to purchase the commercial property in San Diego, CA, which will continue to operate in the rental model as the borrower planned.

Location: San Diego, CA

Fast and flexible financing for your real estate investment projects in California

Lending Bee Inc offers a variety of hard money loan options secured by real estate, including fix and flip loans, bridge loans, and construction loans. Our team of experts will work closely with you to find the right loan option and guide you through the entire loan process. Contact us today to learn more.

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