Our hard money loans are designed to be flexible
It means we can tailor the loan terms to your unique situation. We offer larger loan amounts than traditional lenders, and we can work with you to ensure that you get the financing you need to succeed. And because we manage our own funds, we can make a decision quickly, so you can get the money you need when you need it.
Loan Programs
1. Refi’s & purchases
RESIDENTIAL, COMMERCIAL AND MULTIFAMILY
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
COMMERCIAL
1st Liens
- Up to 75% LTV (may go higher in some cases)
- Start rate of 9% Interest Only
- 12-24 months
- Must debt-service or have plan to debt-service
- Internal valuation or BPO
- Need Environmental Report (in some cases)
Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.
2. Fix and flip
RESIDENTIAL, COMMERCIAL AND MULTIFAMILY
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.
Why us
- Close in 3-7 days
- Our rates start from 9.99%
- We arrange LTVs up to 80%
- We accept credit scores 450+
- We require minimal docs
- 20+ years of experience
- We work with almost all property types
Benefits of Our Hard Money Loans
Fast Approval
Our streamlined application process and minimal documentation requirements mean that we can approve loans quickly, often within 24 hours.
Large Loan Amounts
We offer larger loan amounts than traditional lenders, so you can get the financing you need to succeed.
Experienced Lenders
Our team of experienced lenders has a deep understanding of the real estate market and can help you make informed decisions about your investments.
Competitive Interest Rates
We offer competitive interest rates from 8,99% on our hard money loans, so you can keep your costs low while still getting the financing you need.
Flexible Loan Terms
We understand that every borrower is different, which is why we offer flexible loan terms to meet your unique needs. We can work with you to create a loan that fits your budget and timeline.
Our loan products include
At Lending Bee, we are committed to helping borrowers like you get the financing you need to succeed. Whether you're a new investor just starting out or an experienced pro looking for larger loan amounts and more flexibility, we have the loan options to meet your needs. Contact us today to learn more about our hard money loans and to start the application process.
Fix and Flip Loans
If you're looking to purchase and renovate a property for resale, our fix and flip loans can provide you with the funding you need to get the job done.
Bridge Loans
If you're in the process of selling a property and need short-term financing to bridge the gap, our bridge loans can provide you with the funds you need to complete the transaction.
Rental Loans
If you're looking to purchase a property to rent out, our rental loans can provide you with the financing you need to make the investment.
Commercial Loans
If you're looking to purchase a property to rent out, our rental loans can provide you with the financing you need to make the investment.
Fast and flexible financing for your real estate investment projects in California
Lending Bee Inc offers a variety of hard money loan options secured by real estate, including fix and flip loans, bridge loans, and construction loans. Our team of experts will work closely with you to find the right loan option and guide you through the entire loan process. Contact us today to learn more.