Stepping into the commercial real estate world can be as thrilling as it is complex. Whether you’re eyeing retail spaces, industrial facilities, or office buildings, the right financial backing can make all the difference. That’s why we designed our Commercial Hard Money Loans to move your projects forward, fast. Let’s talk about turning your real estate aspirations into achievements.
Loan Programs
1. Refi’s & purchases
RETAIL, INDUSTRIAL, OFFICE
1st Liens
- Up to 75% LTV.
- Start rate – from 10% to purchase, from 10.5% to refinance.
- 12 – 24 months loan term.
- 3 – 6 months prepay.
- No Minimum FICO.
- Credit Score – not credit score driven.
2nd Liens
- Up to 65% CLTV.
Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.
Commercial Hard Money Loans in California
California commercial hard money loans are short-term loans used to finance the purchase of commercial properties or their refinancing. At Lending Bee, we offer financing for a variety of property types, including office buildings, retail centers, industrial warehouses, multi-family residential properties, and more. Our loan programs are designed to meet the unique needs of each property and investor, with flexible terms and loan amounts up to $25 million.
Why Our Commercial Hard Money Loans Stand Out
Navigating commercial real estate requires more than just a vision—it demands action, speed, and flexibility. Our Commercial Hard Money Loans are crafted with these very principles in mind, tailored to fit the unique demands of the commercial market.
Tailored Financing Solutions for Every Commercial Dream
Up to 75% LTV: We offer significant leverage for your purchase or refinancing needs, giving you the financial muscle to make bold moves in the market. Our start rates are competitive, beginning at 10% for purchases and 10.5% for refinances, ensuring your project gets off on the right foot financially.
Flexible Terms for Dynamic Projects: With terms ranging from 12 to 24 months and prepayment options of 3 to 6 months, our loans are designed to adapt to the pace of your project, providing the right amount of time for completion and transition.
Credit Flexibility: We focus on the potential of your commercial project, not just the numbers on a credit report. Our approach is not credit score driven, allowing for greater inclusivity and opportunities for all types of investors and developers.
Your Path to Commercial Success With Us:
Expertise in Every Deal
Our team brings years of experience in the hard money lending industry, with a special focus on commercial projects. This expertise means we’re not just lenders; we’re advisors, guides, and partners in your commercial real estate journey. We understand the nuances of commercial financing and are here to help navigate the complexities together.
A Trusted Authority in Commercial Financing
Lending Bee Inc. has built a reputation as a leading authority in commercial hard money loans, trusted by developers and investors alike. Our track record of facilitating successful commercial transactions speaks to our deep understanding of the market and our commitment to your success.
Building Trust Through Transparency and Support
We believe in building lasting relationships based on trust, transparency, and mutual respect. From the outset, you’ll find our terms clear and our support unwavering. Our goal is to see your commercial project not just start, but thrive.
Ready to Give a Push To Your Commercial Real Estate Project?
If you’re ready to take your commercial real estate project to the next level, Lending Bee Inc. is here to provide the financial foundation you need to succeed. Our Commercial Hard Money Loans are the stepping stones to turning your real estate goals into reality.
Reach out to us today to discuss your commercial financing needs, and discover how we can help unlock the potential of your next project. Start a partnership that moves at the pace of your ambition, with Lending Bee Inc. by your side every step of the way.
How to apply for a commercial hard money loan
When applying for a commercial hard money loan from Lending Bee, minimal documentation is required. We will need to evaluate the property you’re purchasing or refinancing, and in some cases, an environmental report may be necessary. Our loan officers will work with you to gather all the necessary documentation and ensure a smooth process.
It’s also worth noting that hard money loans can be a useful tool for real estate investors who are looking to rehab properties. By providing financing for the purchase and renovation of a property, hard money loans can help investors increase the value of the property and realize a larger profit when they sell. In fact, according to a recent survey by BiggerPockets, nearly 70% of real estate investors use some form of financing to fund their deals, and hard money loans are one of the most popular options.
Another advantage of hard money loans is that they can be used for a wide range of purposes. Whether you’re looking to purchase a new property, refinance an existing property, or fund a renovation project, a hard money loan can provide the financing you need to get the job done.
Finally, it’s important to note that hard money loans are not without risks. As with any loan, there is always the possibility of default, and borrowers should carefully consider the costs and benefits of a hard money loan before taking one out. However, for real estate investors who need quick access to financing, a hard money loan can be an excellent option, providing the flexibility and speed needed to close deals and take advantage of opportunities as they arise.
Latest funded deals
More projects
$360,000.00 are already well-received and well-invested
We funded and supported his real estate investment in Encino, Los Angeles. $360,000.00 are already well-received and well-invested. Thanks to being a direct money lender we are capable of closing deals from $150K to $25 million quickly and ignoring the market's uncertainty.
Location: Los Angeles, California
Funding $4,836,500 in 11 days!
Our client contacted us to refinance a commercial property - retail spaces in San Jose, CA, purchased to generate income. Lending Bee offered acceptable rates, terms, and structures of our loan facilities and funding him $4,836,500 in 11 days. The borrower will use the loan funds to pay off debt and make capital upgrades.
Location: San Jose, CA
Wooohoooo! $300K this time in 6 days!
Our client required a refinance cash-out for the multi-family residence in Whittier, CA, and got the 12-month loan in less than a week We funded it directly, with our own capital!
Location: Whittier, CA
We recently closed a loan in a beautiful residential area in Toluca lake, CA!
Acting fast, funding fast. Purpose of the loan: Refinance cashout Loan amount: $500,000 Closed in 5 days
Location: Whittier, CA
Lending Bee funded a $3,166,000 cash-out loan with a two-year loan term, secured by a commercial building in Sacramento, CA.
The borrower wanted to cash out for business purposes, i.e., to improve the subject property. Closed in just ten days.
Location: Sacramento, CA
Lending Bee funded a seasoned investor within nine days!
Our team helped a seasoned investor acquiring and managing commercial properties in California, who sought additional funds for his deal. The deal was funded within 9 days. It was used to purchase the commercial property in San Diego, CA, which will continue to operate in the rental model as the borrower planned.
Location: San Diego, CA
Fast and flexible financing for your real estate investment projects in California
Lending Bee Inc offers a variety of hard money loan options secured by real estate, including fix and flip loans, bridge loans, and construction loans. Our team of experts will work closely with you to find the right loan option and guide you through the entire loan process. Contact us today to learn more.