When you’re racing to secure a property, waiting weeks—or even months—for bank approval isn’t just frustrating. It can cost you the deal.

Whether you’re facing a seller deadline, an auction window, or a sudden opportunity that won’t wait, traditional financing often moves too slow. That’s where a fast closing hard money loan makes all the difference.

At Lending Bee, we specialize in 5-day real estate loans that cut through the delays and get you to the closing table on your timeline—not the bank’s. Here’s how we do it—and why our borrowers keep coming back.

Why Banks Move Slow—and Investors Can’t Afford to Wait

Let’s face it: the traditional mortgage process wasn’t built for speed. It was built for W-2 borrowers, cookie-cutter homes, and endless paperwork.

Here’s what slows them down:

  • Underwriting bottlenecks that require income verification, tax returns, and credit deep-dives
  • Appraisal delays, especially in hot markets
  • Committee approvals and third-party decision makers
  • Conservative risk models that penalize non-standard properties or investor strategies

By the time a bank finishes dotting their i’s, the cash buyer down the street has already closed. Investors need speed, flexibility, and certainty. That’s exactly what fast closing hard money delivers.

How Lending Bee Closes in 5 Days (or Less)

Speed isn’t magic—it’s a system. At Lending Bee, we’ve built every part of our lending process around fast decision-making and streamlined execution.

Here’s how we consistently fund in 5 days or less:

✅ In-House Underwriting

We don’t send your file through layers of approvals. Our team handles underwriting in-house, with clear criteria and fast turnaround—so there’s no guesswork, no radio silence, and no last-minute surprises.

✅ No Income Docs or Credit Hassles

We lend based on the value of the asset—not your tax returns or W-2s. That means no chasing down bank statements or waiting for CPA letters. You focus on the deal—we focus on the numbers.

✅ No Appraisal Delays

Traditional appraisals can add 10–15 business days. We use local market expertise, in-house evaluations, or drive-by reports to keep things moving. In urgent situations, we’ll fund without one.

✅ Experienced Team, On Call

From first call to closing table, you’re working with pros who understand investor urgency. We’ve closed hundreds of deals in tight windows—including weekend bids, foreclosure deadlines, and same-week closings.

Real Investors. Real Speed.

Here’s what 5-day funding looks like in the real world:

🏠 Los Angeles, CA – Investor secured a distressed duplex off-market on a Friday. We funded by the following Thursday—no traditional lender could move fast enough.

🏚️ Oakland, CA – Borrower’s bank-backed loan collapsed due to zoning issues. We stepped in and closed within 3 business days.

🏘️ San Diego, CA – Repeat client spotted a pocket listing and needed proof of funds same-day. Closed in 4 days with full rehab budget approved.

These aren’t one-off wins—they’re what you can expect when you work with a California hard money lender built for investor speed.

What You Need to Close in 5 Days

Fast funding isn’t just about us—it’s about you being prepared. To move this fast, you’ll need:

  • A clear purchase contract
  • Title company contact or attorney
  • Basic property details
  • Rehab scope (if applicable)
  • Entity docs (if borrowing in an LLC)

That’s it. No life story, no tax returns, no 45-day waits.

We’ll handle the rest—and keep you updated every step of the way.

Who Is a Fast Closing Hard Money Loan For?

Our 5-day real estate loans are designed for:

  • Real estate investors (flippers, landlords, BRRRR strategists)
  • Cash buyers who need short-term leverage
  • Borrowers with time-sensitive contracts
  • Deals rejected by banks for being “too unconventional”

If you’ve been told no—or told to wait—Lending Bee may be the yes you need.

Don’t Let the Clock Kill the Deal

Every investor has lost a deal due to slow financing. But it doesn’t have to be that way. With Lending Bee, you’re not stuck in the bank’s queue. You’re working with a private lender built for fast moves, flexible terms, and funding that fits your strategy.

Need to close in 5 days or less?
Let’s make it happen. Reach out.