Investors

Take The Shortest Path To Fast Cash

Lending Bee, Inc. offers hard money loans on single-family residences, multi-family residences, commercial, industrial, and special purpose properties.

We can do major rehab hard money loans, fix n’ flip loans, and ground-up construction loans as well. We finance acquisition, development, refinance, and cash out transactions. In addition to our own hard money loans, we can help you shop for institutional commercial loans with local banks, nationwide banks, and Wall Street conduits. Our relationship should not stop with the initial Bridge Loan, we can find you a proper exit strategy and refinance your bridge loan into a longer maturity permanent loan, as well. Whatever your situation is, we are willing and able to assist you with your scenario and attempt to make it work for everyone involved within specified timelines.We use our own funds through LBC Capital Income Fund, which makes our decision-making process seamless and fast. But we will also utilize other individual investors and private mortgage funds to secure the best rate, term, and points for you.

Loan programs

Refi’s & purchases

RESIDENTIAL, COMMERCIAL AND MULTIFAMILY

1st Liens

  • Up to 80% LTV
  • Start rate of 9% IO
  • 12 – 24 months loan term
  • 3 – 6 months prepay
  • Land (4 acres or less)
  • 620 Minimum fico

2nd Liens

  • Up to 65% CLTV

COMMERCIAL

1st Liens

  • Up to 75% LTV (may go higher in some cases)
  • Start rate of 9% Interest Only
  • 12-24 months
  • Must debt-service or have plan to debt-service
  • Internal valuation or BPO
  • Need Environmental Report (in some cases)

2nd Liens

  • Up to 60% CLTV
  • 11-16% Interest Only
  • 1st lien must be conventional bank & must agree to junior lien
apply now

Fix and flip. Reimbursement only

RESIDENTIAL (1-4 UNITS)
Up to 85LTC but not to exceed 65% LTARV

  • 8-11% Interest Only rate
  • Minimum score – 640
  • 12 months. Longer term possible depending on scenario
  • No experience flippers – case by case
  • Marketable location
apply now

Ground up construction

(1-4 UNITS) & MULTIFAMILY

  • Start rate 8% Interest Only
  • Lender cost – TBD
  • Minimum score – 640
  • Terms – TBD depending on size of project
  • Must have strong track record & financials
  • Need Proforma Income (for 5+ units)
apply now

Testimonials

“Lending Bee worked with me to get a remodeling loan to help me upgrade a condo and prep it for sale. they quickly processed my docs, approved my loan and wired me funds. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night.”

David Cooper, Google

“Very knowledgeable staff, knows the loan process in and out, attention to details. Great customer services. Guys were doing everything possible to get the approval. Me and my husband definitely recommend the company.”

Anastasia Vander Bloomen, Google

“LBC closed my purchase loan in 5 business days, very fast and professional service. I was able to secure a great investment property.I will definitely recommend to my friends and clients.”

Elena Orlova, Google

“Very professional service! Helped me with re-finance and made the process very smooth and quick. All the communications were prompt and to the point, all of my questions answered. Highly recommend!”

Ekaterina Petrushkina, Google

“It was very easy to do a cash-out refinance with them. Thanks to them I added another Airbnb to my portfolio. They work fast, know their business, and go above and beyond to get you the result you are looking for.”

Chad Young, Google

“Saw their ads on Facebook some time ago, filled in the form, and they got back to me the same day. I worked with Olga, she was straight to the point, responsive and did everything fast. No false promises, my docs were checked quickly, which was good as I was short in time. Refi rate was reasonable and 12-month period was acceptable too. Overall can recommend.”

William Morton, Google

“Guys rocked. Appreciated Vladimir’s help and attention to detail. Closed purchase for construction in Oakland in 11 days with LTV 79. I was really nervous, because the property was perfect for me, and I didn’t want to miss it. The team worked with my deadlines greatly. Flexible and quick.”

Jacob Shepherd, Google

“They do what they promise. I needed to close fast as I was afraid the property would go off the market, Olga delivered. 2 days earlier than was initially promised. Rates and requirements for fix’n’flip are reasonable and I found it easy to qualify. Thanks for your help.”

Felix Chase, Trustpilot

“The company has been on the market for over 20 years. The number of leads is constantly growing, making the job fun - there are no 2 similar cases. The management is helpful, they are always open to brainstorm or to help you find the solution. What I also like is that caring about the customer is their core value and these are not just words, everyone works really hard to ensure we can help the client to get funded fast. At the same time, if the borrower is not nice or behaves out of normal, management takes over, so you feel protected and it is fair. We communicate even out of the office, so indeed the office is my second home, and I love it.”

Current Employee, Glassdoor

“I came in with almost zero experience in hard money lending, and they took time to teach me from scratch. Everyone is dedicated, the team is friendly, and management aims for extra productivity, but they are supportive and helpful. Its commission-based job and depends on performance - that is a great motivation. I gained lots of experience in both hard money and regular mortgages, thanks to everyone who was sharing their tips and selling techniques. Especially the executive team. Lots of team-building activities are also a great advantage, they are fun.”

Current Employee, Glassdoor

“My broker recommended these guys as reliable and trustworthy private lenders, and they turned out to be such. I worked with Kirill for cash out refinance for SFR in San Bruno, it was a positive experience. No appraisal, I was approved quickly and got cash in 9 days. Rates are reasonable, and they waived my processing fees - a nice bonus too! Will keep their contacts for the future.”

Stuart Katz, Trustpilot

Our team

FOLLOW US / CONTACTS / FOLLOW US / CONTACTS / FOLLOW US / CONTACTS / 

FOLLOW US / CONTACTS / FOLLOW US / CONTACTS / FOLLOW US / CONTACTS /