Commercial Real Estate Refinance Cash Out

Commercial cash-out refinancing is a handy tool for real estate investors looking to extract equity from an existing property. Also known as “taking out a new loan to pay off an old one”, this maneuver allows investors to receive a lump sum of cash while still maintaining ownership of the property. There are a few things to keep in mind before deciding to cash out, though. 

First, it’s important to calculate how much equity you have in the property; this will give you an idea of how much cash you can expect to receive. 

Second, be aware that commercial loans tend to have higher interest rates than residential loans, so you’ll want to factor that into your decision-making process. 

Finally, remember that taking out a new loan means assuming new debt, so be sure you’re comfortable with that before moving forward. 
All things considered, commercial cash-out refinancing can be a helpful way to access quick cash without having to sell your property outright.

Benefits Of Our Commercial Cash Out Refinance Services

Anyone who has ever taken out a mortgage to purchase a commercial property knows that the process can be complicated. Not only do you have to worry about the down payment and monthly payments, but you also have to worry about the interest rate. Thankfully, there are commercial mortgage cash out refinance services that can help. 

By doing a commercial real estate cash out refinance, you can free up cash flow for other purposes, such as making more investments. 

In addition, commercial cash-out refinance services can provide funding for a wide range of expenses, such as advertising, marketing, and employee salaries. 

As a result, they can be an invaluable tool for small businesses. 

So if you’re looking for ways to improve your business’s bottom line, consider taking advantage of commercial cash-out refinance services.

For more information, do not hesitate to contact us!

Why You Should Choose Lendingbeeinc

Lending Bee is the perfect hard money lender for commercial cash out refinance. We know that when it comes to commercial financing, time is of the essence. That’s why we offer a streamlined process that gets you the cash you need fast. And because we’re a direct lender, we can provide competitive rates and flexible terms. Why work with us? There are many reasons for that!

  1. Our main advantage is speed and almost 20 years of experience in the industry!
  2. We have in-house underwriting and processing departments to streamline the process.
  3. We manage our own fund and work with a tight pool of investors that allows us to get the project funded fast.
  4. FICO score is not important to us, we value your experience as an investor, and that’s what counts!
  5. We take on the deals that banks decline, regardless of past bankruptcies, and foreclosures. 
  6. Every deal is unique, we do our best to help structure the loan and find the best program for each of our clients.
  7. Our process is transparent and clear, with no hidden fees. So whether you’re planning a single-family home, multifamily residence, or commercial property – we can be your source of funds. 
  8. We fund deals from $50k to $25mil and arrange the closing in 5-7 days only.

If you apply now, you can get approved in as little as 24 hours!

Our Services

At Lending Bee, we know that not all properties are created equal. That’s why we offer cash out refinance commercial investment property loans for a variety of different types of properties, such as:

  • Apartments
  • Condominiums
  • Office buildings
  • Warehouses
  • Hotels and motels
  • Industrial buildings
  • Restaurants, and more

We also work with different programs to ensure that we can find the best loan for your needs. Whether you’re looking for a traditional 30-year fixed-rate loan or an adjustable-rate loan with a lower down payment, we can help you find the right financing for your commercial investment property.

So whether you’re looking to finance an acquisition, development, refinance, or cash-out transaction, Lending Bee can help. Contact us today to learn more about our cash out refinance commercial investment property loans.

Our Cases

About Lending Bee

Lending Bee is a one-stop company for commercial cash-out refinances, and all things real estate. We’re a California-based hard money lender that offers complete solutions to experienced investors. Whether you’re looking to buy, build, or fix and flip commercial property, we have the resources and expertise you need.

Our team of lending professionals is trained in common-sense underwriting, so we can offer you the financing that isn’t bound by institutional guidelines. Plus, with almost 20 years of experience in the industry, we know what it takes to get the job done. Contact us today to learn more about how we can help you!

  • 24-hour pre-approval
  • Support at every step
  • Closing in 5-7 days
  • Loan amount: Up to $25M
  • LTV Ratio: Up to 75%
  • Commercial and residential property
  • Purchase, Refinance, Cash Out
  • $0 prepayment penalty option available
  • For real estate investors in California only

FAQ

Are there tax implications for a cash-out refinance?

While a cash-out refinance can offer many benefits, there are also some potential tax implications to be aware of. For one, the interest on a cash-out refinance is typically not tax-deductible. Additionally, if you refinance for more than the value of your home, you may have to pay capital gains taxes on the excess amount. As with any major financial decision, it’s important to speak with a qualified tax professional before proceeding with a cash-out refinance.

What is the maximum cash-out refinance?

For anyone looking to tap into the equity of their commercial property, it’s important to know that most commercial cash out refinance lenders will only allow you to cash out up to 75% of the current value of the property. This means that if your property is currently valued at $1 million, you’ll only be able to access $750,000 through a cash-out refinance. While this may seem like a limiting factor, it’s actually a fairly standard amount for commercial lenders. So if you’re looking to access the equity in your property, make sure you work with a lender who is willing to give you the cash you need.

Can I sell my house after a cash-out refinance?

In short, the answer is yes! But many lenders require you to wait a certain amount of time – typically 12 to 24 months – before selling your property. This is to protect their investment and ensure that you have enough time to build equity in your home. In some cases, you may be able to negotiate a shorter waiting period or even waive the restriction altogether. However, it is important to know the potential risks involved before making any decisions.

So, if you’re an investor who wants to cash out on some of your equity, a cash out refi on commercial property is the way to go. It can provide you with the funds you need to take your business to the next level without having to sell your property or take on additional debt. 

Here at Lending Bee, we make the process easy and convenient for you. We are experts in the field and can get you funded quickly, so you can continue to grow your portfolio. Why work with us? We value your investing experience and want to help you reach your goals! 
Contact us on FBIG, or WhatsApp, or call 818-761-7234 to learn more about how we can help you achieve success in real estate investing.  

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