Lending Bee is glad to announce extended availability of the new low rate of 4.00% for the existing and first time home buyers. Yes, this is not a typo, the rate is indeed 4%. While, the rate is not a rate for a 30 year fixed product (30 year fixed rates are also at historic lows), but the rate is indeed fixed. The rate is fixed for a 5 year period. This is a 5 year ARM. This rate is only good for conforming loan amounts for up to $417,000. This rate is available only for mortgages in California. This rate is available for both Single Family Residences and for condominiums. Hurry, and lock in your low rate of 4.00% today. Email info@lendingbeeinc.com for pre-approval. First time buyers are ok. This rate is also available for financing a distressed properties like bank owned properties, REO or short sale transactions. This rate is also available to individuals looking to refinance their current residences or take a cash out. Hurry, this will not last. This is September Special.